Yes - and the worst mistake is treating a road-rage shove like a small incident before your pregnancy monitoring is finished.

The payout question turns on a few ugly Louisiana realities:

• If it was an intentional shove, the driver's auto insurer may deny coverage. Louisiana is a direct action state, so you can sue the insurer directly, but many auto policies exclude intentional acts like battery. That means the claim may be worth a lot against the person, but harder to collect unless there is insurance that still applies.
• If a vehicle caused the injury, coverage gets stronger. If the driver used the car or bike to box you in, clip you, force you off balance, or the shove happened as part of getting out after a traffic conflict, the insurer has a tougher time calling it unrelated to vehicle use.
• Pregnancy care changes the value fast. One ER visit in Houma is not the whole claim. Fetal monitoring, follow-up OB visits, ultrasounds, high-risk referrals, lost work, and anxiety treatment drive value. If you settle before your OB says the baby is fine long-term, you can lock yourself into too little.
• Police proof matters. If Houma Police, Terrebonne Parish Sheriff's Office, or Louisiana State Police responded, get the report now. Road-rage cases turn on witness names, 911 audio, dashcam, store video, and photos of bruising taken the same day.
• Commercial vehicles raise the stakes. Around Houma, shrimping fleet pickups, work trucks, and delivery vehicles can mean bigger policies if the driver was working.
• Deadlines are short. In Louisiana, most injury claims from events on or after July 1, 2024 have 2 years to file. Older incidents may still carry a 1-year deadline.

If your only treatment was one normal fetal check and a sore shoulder, the hassle may outweigh the money. If you had contractions, bleeding, repeat monitoring, missed wages, or ongoing fear about the baby, it is usually worth pursuing.