Miss one year from the last workers' comp indemnity payment, and you may lose the right to claim more wage-loss benefits. Wondering what Louisiana pays when your doctor says you can work some, but not earn what you earned before? That benefit is Supplemental Earnings Benefits, usually called SEBs.

In Louisiana workers' compensation, SEBs can apply when a job injury leaves you unable to make at least 90% of your pre-injury wages. If that happens, workers' comp may pay 66 2/3% of the difference between what you used to earn and what you are able to earn now. These benefits can last up to 520 weeks in many cases, but they do not continue automatically just because you are still hurting.

This matters a lot after a return to light-duty work, a job change, or a dispute over whether work is "available." An employer or insurer may argue you could be earning more than you actually are, which can reduce or stop SEBs. Medical records, job restrictions, and your average weekly wage all matter. If there is a fight about your work ability, the insurer may push for an independent medical examination or claim you have reached maximum medical improvement.

Louisiana workers' comp claims are handled through the Louisiana Workforce Commission. If you are an offshore worker, though, a Jones Act or maritime claim may apply instead of standard workers' compensation.